weCare Finance is a brand owned by the credit service company “weCare Finance group”. This company has entered the market very recently – March 2016. For the time being, the company’s paid-in share capital is only EUR 1,800. Although the company is not too experienced, it has already gained the trust of its customers. The brand offers a wide range of financial services to help each customer find the most suitable financial solution.
The brand and its services can be found on the official website of the brand
It is easy to use and can easily find all the information you need. You can contact company representatives by calling 80 202 011 by emailing, writing to Facebook’s social networking company, writing online chat there even on a website or arriving at a customer service center at 20 Gertrudes Street, Riga. The company works every working day from 9:00 to 19:00 and on Saturdays from 10:00 to 17:00.
As already mentioned, weCare Finance offers a variety of lending services – consumer credit, consumer credit for overseas workers, car loans and car leasing, auto-mortgage loans, and credit consolidation.
- Consumer credit is a loan from 300 to 10,000 EUR without collateral with an interest rate ranging from 12% per annum to a repayment period of 3 to 72 months.
- Consumer credit for foreign workers is a loan from 300 to 10,000 EUR without collateral with an interest rate ranging from 18% per annum to a repayment period of 3 to 72 months.
- Car Leasing and Vehicle Purchase Loan is a loan from EUR 1,000 to EUR 15,000 for the purchase of a motor vehicle with an interest rate of 7% per annum and a repayment period of between 3 and 72 months.
- Car loan collateral is a loan of up to 90% of the value of the car, ranging from 500 to 10,000 EUR and a repayment period of 3 to 72 months.
- Loan Combination is a loan from 200 to 25,000 EUR to combine existing loans. The interest rate on the loan pool is from 25% per annum and the repayment period is from 3 to 72 months.
To receive these lending services, the borrower must meet the following conditions:
- Independent resident of Latvia (excluding consumer credit for foreign workers)
- Reached a certain age (18 years for car credit, car leasing and credit against car collateral, 20 years for consumer credit, 22 years for consumer credit abroad and credit consolidation)
- With a positive credit history
- No big, active credit commitments
Applying for any of the financial services offered is possible on the official website of the brand.
The prospective client must choose the smart and desirable terms of the loan (amount and repayment term). You will then need to complete a short application form. If the application is sent during business hours, it will be reviewed within 20 minutes and if the customer meets all the conditions for receiving the loan, the client will be invited to sign a contract with the service center. It is necessary to indicate the identity document when signing the contract. After signing the contract, the money will enter the client’s account within minutes.